Personal Articles Floater

Value to Your Valuables

What is Personal Articles Floater?

Personal articles floater can be an endorsement on your standard homeowner’s policy or a separate policy, that extends policy limits to fully cover your valuables such as jewelry, arts, furs, cameras, collections, etc.

how much is a personal articles floater

Do you need a Personal Articles Floater Insurance?

You need this policy if you:

  • Have valuables like coin collections, fine arts, jewelry, etc.
  • Want to be financially adept to make replacements in the event of loss of your valuables.

What great way to value your valuables than putting an extra layer of protection through personal articles floater insurance?

Why Personal Articles Floater?

  • Homeowners, dwelling, renters, or condo insurance policies do not cover all your personal properties.   
  • Your valuables have limits on coverages, which means you will be underinsured.  
  • Typically, standard policies will only cover your valuables from named perils. 

What are the Coverages?

  • Reimbursement for replacement cost 
  • Single items coverage  
  • Scheduled or blanket coverage  
  • Coverage against theft or accidental losses  
  • Coverage in virtually any location 
what does personal articles floater cover

Things To Consider Before You Buy

  • Decide what you want to insure  
  • Save bills and receipts of purchase of the valuables   
  • Gather information regarding your valuables.  
  • Reach out to an insurance expert for advice. 

What great way to value your valuables than putting an extra layer of protection through personal articles floater insurance?